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Posted

Can a non-safe harbor plan ammend the document and provide notification to participants that it will become a safe harbor (non elective contribution) plan at any time during the year or does it have to start on January 1st for a calander year plan?

  • 2 weeks later...
Posted

if you are adding a 401(k) feature, then you can addthe safe harbor feature anytime up until Oct 1.

but if there is already a chance to defer, it is too late for 2010.

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