nondiscrim report

[Tom Poje]

this is one of those reports with 'bells and whistles', so to speak.

its the rate group report (landscape), so if you dare to even want to look at this report, you would rename gndrategrpl.rpt to something else, that way you can always get it back if you don't want this report.

added contrib, comp and % of pay. age and the numbers for the ratio pct test.

so if you print this report and select the HCE with the smallest e-bar you end up with a report sorted by E-Bar (largest to smallest, but not NHCEs who are not in any HCE group)

In addition you get to see what is 'going on' for you'll see a group of nHCEs starting with the youngest, then an HCE, then another batch of NHCEs, the next HCE, etc., but you also see the age ranges of the NHCEs compared with the HCE in the rate group testing.

suppose you gave the NHCEs 1/3 the rate of the HCEs (The HCEs received '3 times' what the NHCEs received)

you would expect the age groupings between the NHCE and HCE to be 13 years (because, if 8.5% interest rate is used you have 1.085 ^ 13 = 2.88 (slightly less than '3 times', but by the time you imput disparity it all works out)

[Tom Poje]

modified the report so if an HCE rate group fails, it will indicate how many NHCEs are needed in that group to pass testing

(that modification is in addition to eliminating extra spacing, using a smaller font to squeeze a few more bits of info on the report.)