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OK, money is at John Hancock, with an RIA. RIA Fees are reproted by Hancock as direct expenses AND it is also reported on their Schedule A reprot, because it is BOTH a direct expense AND a payment by an insurance carrier.

The schedule C instructions are very clear that you don't need to report on C fees already reported on Schedule A, but I don't see that sort of exception for this...

Austin Powers, CPA, QPA, ERPA

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