Can COBRA premiums be paid through a PRA?

[bcspace]

An employee's spouse is under COBRA at another company. Can the employee cover the spouse's COBRA premiums via a premium reimbursement account (PRA) at the employee's (not the spouse's) company?

A different PRA question: Must an employee be covered by the insurance paid for under a PRA or can it cover only spouse and/or children?

[My 2 cents]

I was told a couple of years ago that post-tax health insurance premiums cannot be reimbursed. Can only get a tax break on them if you get up over the 7% of taxable income (?) threshhold. Does anyone know?

Sure would like to be able to set my 2011 health care reimbursement account contributions at the maximum and have my health insurance premiums reimbursed! So please answer in the near future, before I have to make my election!

[LRDG]

ER organizations are prohibited from reimbursing an unrelated ER organization's premiums under Sec. 125. This would apply to unrelated organization's COBRA premiums.

[SLuskin]

The plan document would also have to provide for a premium reimbursement account. You cannot reimburse the premiums through the medical FSA.

[GBurns]

What do you mean by "premium reimbursement account" ?

How is such an account funded ?

[SLuskin]

Pretax payroll deductions just like the medical FSA and DCAP FSA. We have very few people using this, but it can be made available. Must be in the plan docs and spd. DataPath and other software definitely include that in the administrative software.