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A small medical practice that includes only HCEs set up an HRA. Prior to the HRA they had been using HSAs. One of the partners says he would rather keep his HSA and either not particpate in the HRA, or perhaps do both if he must participate in the HRA. He likes using the debit card that comes with the HSA. I thought I heard that the use of debit cards was going to be temporarily unavailable until they figure out how to overcome the problem with needing an Rx for over-the-counter drugs. Can this partner continue to march to a different drum, or must he conform and go with the HRA only?

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