Guest Ignatius J. Reilly Posted October 19, 2011 Posted October 19, 2011 Is it possible to change from a PPO to a HDHP with HSA and maintain grandfathered status (for example, if employer increased its contributions to the extent necessary to ensure that employer contribution percentage is greater under HDHP than under PPO)? Or, as I think is more likely the case, is it impossible for an employer that offered only a PPO on March 23, 2010, to offer a HDHP and have that HDHP be a grandfathered plan because the HDHP "benefit package" was not offered on March 23, 2010?
Chaz Posted October 19, 2011 Posted October 19, 2011 Is it possible to change from a PPO to a HDHP with HSA and maintain grandfathered status (for example, if employer increased its contributions to the extent necessary to ensure that employer contribution percentage is greater under HDHP than under PPO)? Or, as I think is more likely the case, is it impossible for an employer that offered only a PPO on March 23, 2010, to offer a HDHP and have that HDHP be a grandfathered plan because the HDHP "benefit package" was not offered on March 23, 2010? In any event, it's not going to keep grandfathered status if the deductible increases.
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