Form 5500 for Welfare Benefit Plans

[Nancy D]

Hi all,

I am new to the Welfare Benefit world of 5500 reporting, but do have some expericence with retirement plan 5500 reporting. When I read the instuctions for who must file a 5500 for a Welfare Benefit Plan it looks as if fully insured welfare benefit plans are exempt. I read this that if an Employer offers health insurance thru say BC/BS and all the premiums are paid by Employer and/or Employee that a filing is not required for that plan. I am getting push back because the insurance carrier issues a Schedule A. The argument is that if there is a Schedule A the filing must be required. Can anyone tell me if I'm missing something? I really appreciate any help with this.

[Guest On Hiatus]

Hi all,

I am new to the Welfare Benefit world of 5500 reporting, but do have some expericence with retirement plan 5500 reporting. When I read the instuctions for who must file a 5500 for a Welfare Benefit Plan it looks as if fully insured welfare benefit plans are exempt. I read this that if an Employer offers health insurance thru say BC/BS and all the premiums are paid by Employer and/or Employee that a filing is not required for that plan. I am getting push back because the insurance carrier issues a Schedule A. The argument is that if there is a Schedule A the filing must be required. Can anyone tell me if I'm missing something? I really appreciate any help with this.

The Form 5500 is required for a welfare plan if there are more than 100 participants at the first day of the plan year. Are there?