Life Insurance - for the occasional Cigar smoker?

[Guest Robertd]

Does anyone know/have a life insurance that allows the occasional celebratory Cigar? I don't smoke cigarettes, but hate to have to pay the HIGH premium prices for an occasional cigar that leaves a little nicotine. I am curious since I am about to have to renew my life insurance policy soon. Thoughts... Thanks!

[Mark Whitelaw]

Most issuers will not tobacco rate you as long as you (1) disclose your use and (2) your blood test does not find nicotine.