Schedule A requuired?

[Craig Schiller]

Plan has 1 asset with an asset that does not have a readily determinable market value so must file the 5500 form, not 5500-SF.

It also has a Variable Annuity investment with an insurance company called Allianz.

Does this investment mean a Schedule A must be filed? I wasnt sure since as a Variable Annuity, none of the investments are itself with the general assets of the insurance company. On the other hand, the Schedule A instructions seem to require a Schdule A if it is an "account, policy, or contract with an insurance company".

Thanks for any opinions.