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Solution to Allow Employees to pay Premium Share

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I have a client with a Group Health Plan that has experienced excessive utilization with their Drug Card program. A solution being considered is to offer a Base Plan with Generic only, and let those who desire it Buy Up to the plan with Broader Drug Card Coverage.

The company funds a $1000.00/year Health Reimbursement Plan that allows the assets to accumulate in each participants account.

I am seeking a solution that would allow the $1000.00 being contributed currently, to a plan that will allow the employees to allocate that towards their portion of their employee premium if they choose.

It that possible?

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