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Permitted Election Change?


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Guest Matt J
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What is the definition of an "unpaid" leave of absence? If an employee goes on STD or LTD, can they be allowed to change their benefit elections? Specifically, drop coverage because they cannot afford their share of the cost while on leave. I know the regulations state "a commencement of or return from an unpaid leave", but I am unclear if STD or LTD is technically an unpaid or paid leave.

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