Ken_BenefitScape Posted December 31, 2023 Share Posted December 31, 2023 I am new to the issue of Cross Testing, but started my career in Pensions (Entry Age Normal..anyone?) and am now using this concept for my own SEP Plan. Can anypne point me to the latest Excel in the public domain, I can use to sort out the EBAR for a situation where there is a 401K and a SEP? Thanks in advance Ken.phillips@benefitscape.com Link to comment Share on other sites More sharing options...
Bill Presson Posted December 31, 2023 Share Posted December 31, 2023 Why would you do that? William C. Presson, ERPA, QPA, QKA bill.presson@gmail.com C 205.994.4070 Link to comment Share on other sites More sharing options...
Popular Post John Feldt ERPA CPC QPA Posted January 1 Popular Post Share Posted January 1 None of the SEP contribution gets counted in the nondiscrimination testing, so the amounts contributed to the SEP count as a zero EBAR and fulfills $0 toward the minimum gateway. RatherBeGolfing, Bill Presson, Belgarath and 2 others 5 Link to comment Share on other sites More sharing options...
Bri Posted January 2 Share Posted January 2 (And SEPs require a pro rata allocation with extremely limited exceptions) Bill Presson and Lou S. 2 Link to comment Share on other sites More sharing options...
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