metsfan026 Posted January 4 Share Posted January 4 Just a question, after having a discussion with a co-worker. Can a plan have different eligibility dates for a 401(k) and 3% Safe Harbor Contribution, or should they match? I know the eligibility date for a Profit Sharing (or any discretionary contribution) can be different. I just wanted to confirm if the Safe Harbor had to match the 401(k) or not. Thanks in advance! Link to comment Share on other sites More sharing options...
Belgarath Posted January 4 Share Posted January 4 Doesn't have to match, but if it doesn't, you lose your automatic top heavy exemption. Of course, if you have profit sharing contribution, you lose it anyway, so it may not matter. Luke Bailey 1 Link to comment Share on other sites More sharing options...
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