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Here is my situation. I was just advised by my HMO that they were unable to renew their contract with the organization representing the (2) area hospitals and some 200 doctors. With this change, my family will have to find new primary care doctors, and travel an additional 20 miles to the nearest hospital in network. The regulation states if "coverage is significantly curtailed or ceases", plan may permit changes. Do you feel these circumstances qualify??? Thnaks for your input!!!

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