Non-Taxable Disability Benefits From Employer Pay-All Plan

[Guest Peter Riggins]

In a cafeteria plan where the employer pays the full cost of the short and long-term disability benefits for employees, is there any way for the employees who become disabled to receive non-taxable benefits?

[SLuskin]

No, if the premium is paid by the employer, any disability benefit is taxable to the employee.

[Guest Mwbdbs]

Have plan set up as voluntary with 100% participation

and employer refunds cost to employees.