Election Changes

[Guest D Currey]

I have an employee who's spouse was on medicaid. Her coverage was cancelled two months ago. Can he add her to his coverage now even though the qualifying event happened over 30 days ago?

[SLuskin]

What does your plan document say regarding the time? Our documents usually say 60 days, as we have found that sometimes the Cafeteria Plan isn;t the first thing that families going through changes think about. After 60 days, we think they waited too long. If your document doesn't have a time frame, you should have some sort of procedure manual. Most important is to be totally consistent with all employees.