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Mid-Year Election Changes: Cafeteria Plan Tips & Traps

Hill, Chesson & Woody

May 21, 2015
Recorded Online

Recorded May 21, 2015

An employee comes to you mid-plan year with a request to change their benefit elections. What do you do? To help participants answer this question, we will provide an overview of the IRS rules that govern changing pre-tax benefit elections outside of open enrollment, including permitted election change events and new election change events permitted by healthcare reform.††Donít fall into the trap of allowing changes to all benefit elections every time a qualifying event occurs Ė learn which benefit elections may be changed when an employee experiences a change. We will also compare and contrast the election change events permitted by employers under cafeteria plans with the special enrollment periods allowed by the Health Insurance Marketplaces. Finally, we will discuss the importance of written cafeteria plan documents and tips for maintaining compliance.

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