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Summary of Benefits and Coverage: Reviewing the SBC Content and Distribution Rules (Plus 2016 Updates!)
Sept. 24, 2015
[PowerPoint slides are online.]
Topics for Discussion
- Let’s first step back and look at the big picture. What exactly is the SBC, what is its purpose, and what are the basic requirements?
- What plans are subject to the SBC?
- When and to whom must the SBC be distributed?
- What about the strict formatting and content requirements?
- How do the electronic disclosure options differ from the standard ERISA rules for SPDs?
- Do we need to update the SBC midyear—how and when?
- What’s new in the final SBC regulations issued June 2015?
- How long will the good faith enforcement standard last?
- What has changed in the new SBC template, and when does it take effect?
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