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Summary of Benefits and Coverage: Reviewing the SBC Content and Distribution Rules (Plus 2016 Updates!)

ABD Insurance & Financial Services

Sept. 24, 2015
Recorded Online
[PowerPoint slides are online.]

Topics for Discussion

  • Let’s first step back and look at the big picture.  What exactly is the SBC, what is its purpose, and what are the basic requirements?
  • What plans are subject to the SBC?
  • When and to whom must the SBC be distributed?
  • What about the strict formatting and content requirements?
  • How do the electronic disclosure options differ from the standard ERISA rules for SPDs?
  • Do we need to update the SBC midyear—how and when?
  • What’s new in the final SBC regulations issued June 2015?
  • How long will the good faith enforcement standard last?
  • What has changed in the new SBC template, and when does it take effect?

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