Employers and other health care purchasers are increasingly covering benefits on the cutting edge of medical care or figuring out ways to make coverage custom for individual employees. This is CPR’s webinar series: Thinking Out of the Box with Benefit Design!
This webinar features Sara Rothstein from 32BJ Health Fund and Jeff Levin-Scherz from Willis Towers Watson and how they are rethinking benefit design for employees with lower incomes.
Not all cost sharing models are created equal, and evidence is piling up that some models do not incentivize thoughtful utilization of care. However, some groups of employees are impacted more by the unintended incentives in HDHPs to seek less care than others - employees with lower incomes are adversely affected in particular.
- Trends in employer sponsored health insurance and the unintended and negative impacts they are haveing on workers with lower incomes
- 32BJ Health Fund's principles behind and key features of their plan design for workers with lower wages
- Results and what's next for 32BJ Health Fund
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