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HRAs, HSAs, and Health FSAs: The Rules, the Changes, and Administrative Challenges


Jan. 24, 2019
Recorded Online

The rules governing Health Reimbursement Arrangements (HRAs), Health Savings Accounts (HSAs), and health flexible spending arrangements (FSAs) have undergone important changes and may experience even more in the near future. An executive order issued in 2017 called for broadening the HRA rules, and proposed changes were published in October 2018. In addition, there have been repeated calls for higher contribution limits to HSAs, and the health FSA limits change from year-to-year based on the inflation index. Many employers use these vehicles to assist employees with expenses not covered by major medical insurance, and employers that utilize these vehicles will probably face the need to review their health plan offerings and perhaps rethink their health plan design in general.

Join Christine Williams, founder of Health Plan Plain Talk, as she reviews the rules and changes for HRAs, HSAs, and health FSAs and discusses how to incorporate changes into existing health plan designs.

This webinar will cover:

  • Any changes made by recent tax legislation
  • Recent guidance on the calculation of HRA premiums under COBRA
  • The effective dates for any changes
  • Dollar limits for HSAs and health FSAs for 2020
  • How HSAs and high-deductible health plans work together
  • Important differences in design and operation of HRAs, HSAs, and health FSAs
  • The proposed changes to HRAs including changes that would allow use of HRAs to pay for individual coverage purchased by employees
  • Which of the three vehicles can be used together
  • Whether stand-alone HRAs are permissible
  • Administrative issues for each of the three vehicles
  • And much more!

Presenter: Christine Williams, Attorney at Law, Founder, Health Plan Plain Talk

Continue by clicking on the following link:

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