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New Health Reimbursement Arrangement Rules: Changes, New Options, & Challenges


Aug. 6, 2019
Recorded Online

On June 13, 2019 the federal government issued new final regulations expanding the health reimbursement arrangement (HRA) options available to employers of all sizes. The new regulations permit two new types of HRA: the Individual Coverage HRA (ICHRA) and the Excepted Benefit HRA (EBHRA). The two new types of HRA give employers more choices and new opportunities to make tax-preferred contributions to employees for the purchase of health coverage.

For example, many employers that have previously been unable to make tax-preferred contributions to employees to purchase health coverage on the ACA Exchanges or in the individual market may now be able to do so, with no caps on employer contributions, and the unpopular “employer payment plan” prohibition rule will no longer apply. Employers will also be able to make limited contributions for employees to purchase excepted benefits such as limited-scope vision and dental coverage, short-term limited duration health insurance, and COBRA premiums.

Please join Christine Williams, founder of Health Plan Plain Talk, as she reviews the new rules and discusses how employers may use them.

Just a sampling of what this webinar will cover:

  • The effective date of the new regulations
  • The new acronyms
  • What an ICHRA can cover
  • What an EBHRA can cover
  • Employer contribution limits
  • Permissible ICHRA discrimination between classes of employees
  • How Qualified Small Employer HRAs (QSEHRAs) differ from ICHRAs and EBHRAs
  • The effect of ICHRA or EBHRA coverage on employee eligibility for subsidies on the ACA Exchanges
  • What ACA requirements still apply to ICHRAs and EBHRAs
  • Whether employers can retain existing group health coverage for existing employees but offer ICHRAs or EBHRAs to new hires
  • And Much More!

Presenter: Christine Williams, Founder, Health Plan Plain Talk

More Information, How to Register

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