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View More Lorman Education Services Webcasts and Conferences

DOL Update on Multiple Employer Retirement Plans

Lorman Education Services

Jan. 21, 2020
Recorded Online

According to the Department of Labor (DOL), approximately 38 million private sector employees in the United States do not have access to a retirement savings plan through their employer.

In response to Executive Order 13847, “Strengthening Retirement Security in America,” issued by President Trump in August 2018, the DOL issued a final rule allowing separate employers to join a single defined contribution plan to help reduce cost and administrative duties. The intent is to make it easier to establish a 401(k) or similar defined contribution multiple employer plan (MEP).

This is great news for smaller employers who have been discouraged by the cost and complexity of running their own retirement plans, but with this new rule comes questions. How will this rule operate and affect businesses? What are the two authorized approaches for establishing an MEP, and how does an employer know which one is best for their business? What are the requirements under each approach? What should an employer consider when establishing an MEP and how can an employer stay compliant?

This topic will address these questions and help businesses navigate the new rule, ensuring compliance. Finally, considerations as to what may lie ahead will also be addressed.

Learning Objectives:

  • You will be able to review the DOL’s final rule on multiple employer retirement plans.
  • You will be able to define employers and permitted working owners.
  • You will be able to identify the best approach for establishing an MEP.
  • You will be able to discuss the SECURE Act.


  • Patricia Beaty, Partner, Taft Stettinius & Hollister, LLP
  • Rachel Pappenfus, Associate, Taft Stettinius & Hollister LLP

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