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Press Release

ForUsAll Launches Safe Harbor 401k Resource Center

Issued by ForUsAll

Nov. 10, 2016

SAN FRANCISCO, CA, November 10, 2015 -- Today, ForUsAll, a 401k advisor for small- and mid-sized businesses, has launched a Safe Harbor Plan Resource Center to help employers understand the ins and outs of Safe Harbor 401k plans. Available for free, employers will find a "Safe Harbor 101" handbook that explains when a Safe Harbor 401k is needed and how they function, as well as a Safe Harbor Cost Calculator to help estimate costs of implementing this typically costly plan.

Safe Harbor 401k plans are a last-resort for employers looking to bypass certain IRS compliance tests. "As an independent 401k advisor and fiduciary, we work hard to help our clients achieve high participation rates and avoid having to offer a safe harbor plan," said David Ramirez, ForUsAll's Chief Investment Officer. "We are offering this safe harbor resource center knowing that plan sponsors have questions about their existing plans, but aren't getting straight answers about Safe Harbor costs and implications from their current service providers. And we know, if their existing advisor is not helping them become compliant and still struggling to meet fiduciary requirements, we might be able to help."

Available today, ForUsAll's free Safe Harbor 401k Resource Center provides:

  • Safe Harbor 401k Cost Calculator - Find the estimated cost for a Safe Harbor plan based on number of employees, average salary, and employee participation rate.
  • Tips on Boosting Enrollment - The best way to avoid needing a Safe Harbor 401k plan is to ensure that employees at all levels are participating in the company's standard 401k plan.
  • ForUsAll's "Safe Harbor 101 Handbook" - A helpful, easy to read guide that walks employers through the pros and cons of Safe Harbor, explores lower-cost options, and more.
  • IRS Test Basics - Learn how IRS Top Heavy testing works, and how ForUsAll helps employers avoid non-compliance.
ForUsAll is a retirement plan advisor providing 401k options for small and mid-sized businesses across multiple industries, including retail, hotel, nonprofit, professional services, and manufacturing. To learn more, please visit

About ForUsAll

ForUsAll is a next-generation small- and mid-sized business 401k advisor. ForUsAll was founded to help bridge the current retirement gap facing the United States by radically simplifying the 401k so that it's easy, hassle-free, and inexpensive for any company and its employees. Through its unique, user-friendly combination of investment expertise and HR technology, ForUsAll's powerful advisory and technology platform allows SMBs to offer responsible investments, educate employees, stay compliant, and meet their fiduciary responsibilities all in one place. To learn more please go to


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Editor's note: This press release has been issued by the company named above, not BenefitsLink. Reliance on information in this press release might be prudent only after an independent review of its accuracy, completeness, efficacy, and timeliness. Reference to any specific commercial product, process, or service by trade name, trademark, service mark, manufacturer, or otherwise does not constitute or imply endorsement, recommendation, or favoring by BenefitsLink.

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