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Maximum Benefits from Railroad Retirement and Social Security
(Posted April 27, 2013)
Question 1002: What is the absolute maximum one can draw after meeting all the requirements? I heard is was $4,000. Is that true?
Answer: According to the Railroad Retirement Board, the maximum Retirement Annuity awarded in March 2013 would be $4,628 a month. Adding a Spouse Annuity would increase the family benefits to $6,820.
As a comparison, the maximum paid by Social Security to a retired worker would be $2,414 ($3,599 with a Spouse Benefit).
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