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Filing for Reduced Social Security Will Not Reduce Railroad Retirement for Age
(Posted May 19, 2013)
Question 1009: I worked 23 years for a railroad and I am planning to file for RRA benefits at full retirement age. I also had more than 10 years of earnings that were subject to Social Security payroll taxes. If I file for early Social Security retirement benefits at age 62, will my full RRA benefit be reduced (other than the offset to Tier 1)?
Answer: If you begin receiving Social Security at 62 and then wait until you attain your full retirement age to file for Railroad Retirement, your Railroad Retirement benefit will not be reduced for age.
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