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BenefitsLink > Q&A Columns >

Stop, Look & Listen: Railroad Retirement Benefits Q&A

Answers are provided by Robert S. Kaufman

Disability Annuitiant Turning 66; Wife Turning 62

(Posted June 23, 2023)

Question 1020: I am presently on railroad disability and I was wondering, when I turn 66 on Feb. 10, 2014, whether the amount I am receiving will change or be the same as it is now. I also would like to know if and when my wife would be able to collect. She will be 62 on Feb. 8, 2014. My total years on the railroad was about 26 and a half.

Answer: When you reach 66, your full retirement age, there will be no change in your annuity rate.

Your wife can receive a reduced for age Spouse Annuity when she reaches 62 next February.

She should ask the Railroad Retirement Board for an estimate. Their toll-free number is: (877) 772-5772.

Important notice:

Answers are provided as general guidance on the subjects covered in the question and are not provided as legal advice to the questioner or to readers. Any legal issues should be reviewed by your legal counsel to apply the law to the particular facts of this and similar situations.

The law in this area changes frequently. Answers are believed to be correct as of the posting dates shown. The completeness or accuracy of a particular answer may be affected by changes in the law (statutes, regulations, rulings, court decisions, etc.) that occur after the date on which a particular Q&A is posted.

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