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BenefitsLink > Q&A Columns >

Stop, Look & Listen: Railroad Retirement Benefits Q&A

Answers are provided by Robert S. Kaufman

Spouse Three Years Older Than Rail Worker

(Posted July 23, 2013)

Question 1031: I am three years older than my husband, who is a railroad employee. Can I retire, draw Social Security, and then receive the railroad pension when he turns 60? If so, do I initially file with the railroad or with Social Security?

Answer: You would file with Social Security first. Then when your husband turns 60, you would file at the Railroad Retirement Board.


Important notice:

Answers are provided as general guidance on the subjects covered in the question and are not provided as legal advice to the questioner or to readers. Any legal issues should be reviewed by your legal counsel to apply the law to the particular facts of this and similar situations.

The law in this area changes frequently. Answers are believed to be correct as of the posting dates shown. The completeness or accuracy of a particular answer may be affected by changes in the law (statutes, regulations, rulings, court decisions, etc.) that occur after the date on which a particular Q&A is posted.


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