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Answers are provided by Robert S. Kaufman
Follow-Up to Q&A 1033
(Posted July 30, 2013)
Question 1035: A follow-up to Q&A 1033: I spent 20 minutes on the phone with an RRB representative convincing her that my total benefit would not be reduced, and even had her do the calculations. She finally agreed with me. Here's a follow-up question. If I die before my wife and we are both on Social Security, can my wife claim a Railroad Retirement benefit after I die? Would she get my full benefit?
Answer: I can't tell from your original question when you worked for the railroad. If your latest employment was under Social Security, you probably don't have a "Current Connection," so your wife would receive a Widow's Benefit from Social Security.
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