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Stop, Look & Listen: Railroad Retirement Benefits Q&A

Answers are provided by Robert S. Kaufman

Follow-Up to Q&A 1033

(Posted July 30, 2013)

Question 1035: A follow-up to Q&A 1033: I spent 20 minutes on the phone with an RRB representative convincing her that my total benefit would not be reduced, and even had her do the calculations. She finally agreed with me. Here's a follow-up question. If I die before my wife and we are both on Social Security, can my wife claim a Railroad Retirement benefit after I die? Would she get my full benefit?

Answer: I can't tell from your original question when you worked for the railroad. If your latest employment was under Social Security, you probably don't have a "Current Connection," so your wife would receive a Widow's Benefit from Social Security.

Important notice:

Answers are provided as general guidance on the subjects covered in the question and are not provided as legal advice to the questioner or to readers. Any legal issues should be reviewed by your legal counsel to apply the law to the particular facts of this and similar situations.

The law in this area changes frequently. Answers are believed to be correct as of the posting dates shown. The completeness or accuracy of a particular answer may be affected by changes in the law (statutes, regulations, rulings, court decisions, etc.) that occur after the date on which a particular Q&A is posted.

Copyright 1997-2017 Robert S. Kaufman
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