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Divorced Spouse With Teachers Pension and Social Security
(Posted August 12, 2013)
Question 1043: My ex-husband and I have been divorced about 2 years. I am a retired teacher with a pension and I am receiving Social Security. I am 67 years old. Should I apply for my ex-husband's Tier 1 benefit? More importantly, will I receive it even if my Social Security (even though it is very low) is higher than his?
Answer: Your Social Security benefit plus 2/3 of your teachers pension probably far exceeds your Divorced Spouse Annuity.
Before going through the trouble of filing a claim at Railroad Retirement, you should call the Railroad Retirement Board and verify that you would not receive any benefits. Their toll-free number is (877) 772-5772.
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