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BenefitsLink > Q&A Columns >

Stop, Look & Listen: Railroad Retirement Benefits Q&A

Answers are provided by Robert S. Kaufman

Medical Benefits for Younger Wife

(Posted September 26, 2013)

Question 1057: My wife is 1 year younger than I am. When I retire at 60, will she be eligible for continued medical benefits? I also filed for occupational disability and plan to retire in 5 months. If I get a disability benefit, will that have an effect on my spouse's medical benefits?

Answer: Group medical insurance is not part of Railroad Retirement. You should ask the insurance department of the railroad you are employed by. If she won't be covered, then check out the Insurance Exchanges set up in your State under the Affordable Care Act, which goes into effect on October 1, 2013.


Important notice:

Answers are provided as general guidance on the subjects covered in the question and are not provided as legal advice to the questioner or to readers. Any legal issues should be reviewed by your legal counsel to apply the law to the particular facts of this and similar situations.

The law in this area changes frequently. Answers are believed to be correct as of the posting dates shown. The completeness or accuracy of a particular answer may be affected by changes in the law (statutes, regulations, rulings, court decisions, etc.) that occur after the date on which a particular Q&A is posted.


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