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Medical Benefits for Younger Wife
(Posted September 26, 2013)
Question 1057: My wife is 1 year younger than I am. When I retire at 60, will she be eligible for continued medical benefits? I also filed for occupational disability and plan to retire in 5 months. If I get a disability benefit, will that have an effect on my spouse's medical benefits?
Answer: Group medical insurance is not part of Railroad Retirement. You should ask the insurance department of the railroad you are employed by. If she won't be covered, then check out the Insurance Exchanges set up in your State under the Affordable Care Act, which goes into effect on October 1, 2013.
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