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BenefitsLink > Q&A Columns >

Stop, Look & Listen: Railroad Retirement Benefits Q&A

Answers are provided by Robert S. Kaufman

Spouse Five Years Older Than Rail Worker

(Posted October 30, 2013)

Question 1071: I am the spouse of a railroad worker. I am 5 years older than my husband and plan to start collecting my Social Security in 2014 at 62. My husband has more than 30 years of service but will not be 60 and eligible to retire until 2017. When can I start drawing Railroad Retirement?

Answer: You should file for a Spouse Annuity three months before your husband's 60th birthday. Your first payment will be the first of the month following the month he is 60.


Important notice:

Answers are provided as general guidance on the subjects covered in the question and are not provided as legal advice to the questioner or to readers. Any legal issues should be reviewed by your legal counsel to apply the law to the particular facts of this and similar situations.

The law in this area changes frequently. Answers are believed to be correct as of the posting dates shown. The completeness or accuracy of a particular answer may be affected by changes in the law (statutes, regulations, rulings, court decisions, etc.) that occur after the date on which a particular Q&A is posted.


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