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BenefitsLink > Q&A Columns >

Stop, Look & Listen: Railroad Retirement Benefits Q&A

Answers are provided by Robert S. Kaufman

Taking Railroad Retirement Benefit First: What Impact on Social Security Benefit?

(Posted December 9, 2013)

Question 1083: I am entitled to divorced spouse benefits through Railroad Retirement. I plan to continue working in a non-railroad position until age 70-1/2. If I begin to collect my Railroad Retirement benefit at age 66, will that impact the amount of my Social Security benefit at age 70-1/2?

Answer: Taking your Railroad Retirement Annuity at 66 will have no effect on your Social Security benefit.


Important notice:

Answers are provided as general guidance on the subjects covered in the question and are not provided as legal advice to the questioner or to readers. Any legal issues should be reviewed by your legal counsel to apply the law to the particular facts of this and similar situations.

The law in this area changes frequently. Answers are believed to be correct as of the posting dates shown. The completeness or accuracy of a particular answer may be affected by changes in the law (statutes, regulations, rulings, court decisions, etc.) that occur after the date on which a particular Q&A is posted.


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