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Answers are provided by Robert S. Kaufman
Leaving the Railroad Before Retirement
(Posted June 18, 2001)
Question 109: Can a rail worker with more than 30 years leave a rail job before 60 and still get a pension at 62?
Answer: Yes. In fact, a rail worker with 30 years can draw a pension at 60 on a reduced basis, or a full benefit at 62.
Leaving the rail industry before retirement doesn't affect the worker's eligibility but it could affect his survivors' eligibility for benefits. If the worker loses his "current connection with the railroad industry," responsibility for paying death benefits rests with Social Security. That means the loss of any Tier 2 payments to survivors and later eligibility dates for widows and widowers.
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