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Rail Spouse Can Delay Filing for Social Security
(Posted January 16, 2014)
Question 1099: If I start drawing on my husband's Railroad Retirement at age 62, can I switch to my full Social Security benefits when I turn 66?
Answer: You can delay filing for Social Security benefits until you reach your full retirement age at 66. Your Railroad Retirement Tier 1 benefit will be reduced by your Social Security benefit, but your Tier 2 will not be affected.
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