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Medical and Health Expense Coverage During Retirement
(Posted June 22, 2001)
Question 110: Are the medical insurance and prescription benefits available to retired rail workers different based on the particular railroad or year of retirement?
Answer: Railroad employees and retirees are covered by private health insurance plans which are not connected with the Railroad Retirement system. Most of the plans are the result of collective bargining agreements between the railroad and the brotherhoods (railway labor organizations).
Retirees 65 or older receive Medicare benefits through Railroad Retirement. Their benefits are identical to retirees covered through Social Security and Federal Civil Service. There are limited additional Medicare benefits for retired rail workers in Canada.
Disabled workers and disabled widows under 65 can also qualify for Medicare if they meet the prescribed requirements.
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