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BenefitsLink > Q&A Columns >

Stop, Look & Listen: Railroad Retirement Benefits Q&A

Answers are provided by Robert S. Kaufman

Continuation of Q&A 1144

(Posted July 2, 2014)

Question 1149: This is a follow-up to Q&A 1144. My spouse completed her application on July 1 and is now being told that her annuity will not begin until November 1. I thought her annuity beginning date would be October 1. Is the RRB correct?

Answer: No, the Railroad Retirement Board is not correct. Because you are a 60/30 retiree, she is entitled to an unreduced Spouse Annuity beginning on September 26, 2014, the day she attains 60. Her first payment for four days benefits for September should be made on October 1, 2014.

I suggest that you or your wife contact the Railroad Retirement Board and ask them to clarify the beginning date of her Spouse Annuity. Remind them that it is an unreduced annuity, which can begin on the day she is eligible. The toll-free number of the RRB is: (877) 772-5772.

Important notice:

Answers are provided as general guidance on the subjects covered in the question and are not provided as legal advice to the questioner or to readers. Any legal issues should be reviewed by your legal counsel to apply the law to the particular facts of this and similar situations.

The law in this area changes frequently. Answers are believed to be correct as of the posting dates shown. The completeness or accuracy of a particular answer may be affected by changes in the law (statutes, regulations, rulings, court decisions, etc.) that occur after the date on which a particular Q&A is posted.

Copyright 1997-2017 Robert S. Kaufman
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