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Stop, Look & Listen: Railroad Retirement Benefits Q&A

Answers are provided by Robert S. Kaufman

Comparing Estimated Annuity Rates with Friends

(Posted September 18, 2014)

Question 1176: My friend just went out on permanent disability. We have the same amount of service, are the same age and make about the same salary. His disability benefit is almost $650.00 more than my projected amount, though, when I turn 60 in two years. Why is that?

Answer: Without seeing how the estimate of your annuity at 60 was computed, I really can't comment on the differences. Tier 1 of a Disability Annuity is computed with a different closing date then a 60/30 Age & Service Annuity. That could account for some of the difference.

Important notice:

Answers are provided as general guidance on the subjects covered in the question and are not provided as legal advice to the questioner or to readers. Any legal issues should be reviewed by your legal counsel to apply the law to the particular facts of this and similar situations.

The law in this area changes frequently. Answers are believed to be correct as of the posting dates shown. The completeness or accuracy of a particular answer may be affected by changes in the law (statutes, regulations, rulings, court decisions, etc.) that occur after the date on which a particular Q&A is posted.

Copyright 1997-2017 Robert S. Kaufman
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