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BenefitsLink > Q&A Columns >

Stop, Look & Listen: Railroad Retirement Benefits Q&A

Answers are provided by Robert S. Kaufman

How to Choose Between Benefits

(Posted September 19, 2014)

Question 1177: How do I know whether to draw my Social Security benefit or my divorced husband's Railroad Retirement benefit? I would like to retire at age 60.

Answer: First of all, you will not be able to receive either benefit until 62. At that time, you should ask both agencies for an estimate of your benefits and then apply for the highest one.


Important notice:

Answers are provided as general guidance on the subjects covered in the question and are not provided as legal advice to the questioner or to readers. Any legal issues should be reviewed by your legal counsel to apply the law to the particular facts of this and similar situations.

The law in this area changes frequently. Answers are believed to be correct as of the posting dates shown. The completeness or accuracy of a particular answer may be affected by changes in the law (statutes, regulations, rulings, court decisions, etc.) that occur after the date on which a particular Q&A is posted.


Copyright 1997-2017 Robert S. Kaufman
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