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BenefitsLink > Q&A Columns >

Stop, Look & Listen: Railroad Retirement Benefits Q&A

Answers are provided by Robert S. Kaufman

Taking Social Security at Age 62 and Railroad Retirement at Age 66

(Posted September 23, 2014)

Question 1179: I earned benefits under both Railroad Retirement and Social Security. When I am 62, can I take my Social Security until age 66, and then take my Railroad Retirement?

Answer: You can apply for a reduced-for-age Social Security benefit at age 62 and then wait to apply for a full Railroad Retirement Annuity at age 66. Your Tier 1 at that time will be reduced by the amount of the Social Security benefit then being received.


Important notice:

Answers are provided as general guidance on the subjects covered in the question and are not provided as legal advice to the questioner or to readers. Any legal issues should be reviewed by your legal counsel to apply the law to the particular facts of this and similar situations.

The law in this area changes frequently. Answers are believed to be correct as of the posting dates shown. The completeness or accuracy of a particular answer may be affected by changes in the law (statutes, regulations, rulings, court decisions, etc.) that occur after the date on which a particular Q&A is posted.


Copyright 1997-2017 Robert S. Kaufman
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