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BenefitsLink > Q&A Columns >

Stop, Look & Listen: Railroad Retirement Benefits Q&A

Answers are provided by Robert S. Kaufman

Worker Vested for Both Railroad Retirement and Social Security

(Posted October 22, 2014)

Question 1197: I am not a current railroad employee but I have worked as a railroad employee in the past. I have enough years to get a retirement benefit. I have worked non-railroad jobs for the past 20 years. When I retire, what will be best for me -- apply for Social Security or apply for Railroad Retirement?

Answer: To receive maximum benefits, you should apply for both.


Important notice:

Answers are provided as general guidance on the subjects covered in the question and are not provided as legal advice to the questioner or to readers. Any legal issues should be reviewed by your legal counsel to apply the law to the particular facts of this and similar situations.

The law in this area changes frequently. Answers are believed to be correct as of the posting dates shown. The completeness or accuracy of a particular answer may be affected by changes in the law (statutes, regulations, rulings, court decisions, etc.) that occur after the date on which a particular Q&A is posted.


Copyright 1997-2017 Robert S. Kaufman
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