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Does Spouse Qualify for Vested Dual Benefit?
(Posted October 28, 2014)
Question 1206: My spouse now collects her Railroad Retirement benefit. When she turns 62, can she collect Social Security with no reductions? I hired out before 1975.
Answer: Your wife's Tier 1 will be reduced for any Social Security Benefits that she receives.
She is not eligible for a Vested Dual Benefit. The Railroad Retirement Act was amended in the early '80s to eliminate vested dual benefits for Spouses and Widows.
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