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BenefitsLink > Q&A Columns >

Stop, Look & Listen: Railroad Retirement Benefits Q&A

Answers are provided by Robert S. Kaufman

Problem with Employer Health Insurance

(Posted November 2, 2014)

Question 1211: I am on a railroad Occupational Disability and turned down Medicare Part B because the railroad has allowed me to stay on its health care plan. Now I'm being told from the health insurance company that because I did not take Medicare Part B, they are going to treat future claims as if I did have Medicare Part B, and says they will become the secondary payee. Is this something that insurance company can do? The insurance company has been paying as the primary until now.


Group health insurance isn't part of Railroad Retirement, so I am unable to comment on it. It appears that your employer did not tell you what the impact be on your group insurance if you declined Medicare Part B.

Important notice:

Answers are provided as general guidance on the subjects covered in the question and are not provided as legal advice to the questioner or to readers. Any legal issues should be reviewed by your legal counsel to apply the law to the particular facts of this and similar situations.

The law in this area changes frequently. Answers are believed to be correct as of the posting dates shown. The completeness or accuracy of a particular answer may be affected by changes in the law (statutes, regulations, rulings, court decisions, etc.) that occur after the date on which a particular Q&A is posted.

Copyright 1997-2017 Robert S. Kaufman
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