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Stop, Look & Listen: Railroad Retirement Benefits Q&A

Answers are provided by Robert S. Kaufman

Continued Health Insurance For New 60/30 Filers

(Posted December 28, 2001)

Question 150: What happens to health insurance coverage for rail workers who apply for the new full 60/30 retirement?

Answer: Continued health insurance coverage for workers who retire before 65 is not part of the Federal Railroad Retirement program. But it is a part of many of the group insurance contracts negotiated between the railroads and railway labor organizations. The largest of the plans(GA-46000) has been revised to cover early retirees who file for 60/30 retirement beginning January 1, 2002. Workers who are covered under other contracts or arrrangements need to check with their railroad to find out the details of any continued coverage.

At 65, railroad retirees, like other American workers, are eligible for Medicare benefits from the federal government.

Important notice:

Answers are provided as general guidance on the subjects covered in the question and are not provided as legal advice to the questioner or to readers. Any legal issues should be reviewed by your legal counsel to apply the law to the particular facts of this and similar situations.

The law in this area changes frequently. Answers are believed to be correct as of the posting dates shown. The completeness or accuracy of a particular answer may be affected by changes in the law (statutes, regulations, rulings, court decisions, etc.) that occur after the date on which a particular Q&A is posted.

Copyright 1997-2017 Robert S. Kaufman
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