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Wife Eligible For Her Own Social Security
(Posted February 11, 2002)
Question 159: My wife will qualify for Social Security benefits on her own earnings. It will probably be higher than her share of my Railroad Retirement. Will my payment be higher if she chooses not to file for Railroad Retirement?
Answer: I have good news for you. Even if her own Social Security exceeds the amount of her Spouse's Railroad Retirement, she will still receive a Tier 2 Spouse benefit. The Tier 2 amount is never reduced for Social Security.
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