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BenefitsLink > Q&A Columns >

Stop, Look & Listen: Railroad Retirement Benefits Q&A

Answers are provided by Robert S. Kaufman

Health Insurance Coverage For Younger Spouse of Rail Retiree

(Posted March 22, 2002)

Question 167: I will be able to retire with 41 years of service at age 60 in September 2003. My wife is younger and she won't be 60 until November 2006. Will my health insurance still cover her after my retirement and before she's age 60 and eligible for a spouse annuity?

Answer: I'm sorry, but except for Medicare, health insurance is not part of the Railroad Retirement program. You need to ask your railroad employer or your railway labor organization about your wife's coverage between your retirement and when she's 60.


Important notice:

Answers are provided as general guidance on the subjects covered in the question and are not provided as legal advice to the questioner or to readers. Any legal issues should be reviewed by your legal counsel to apply the law to the particular facts of this and similar situations.

The law in this area changes frequently. Answers are believed to be correct as of the posting dates shown. The completeness or accuracy of a particular answer may be affected by changes in the law (statutes, regulations, rulings, court decisions, etc.) that occur after the date on which a particular Q&A is posted.


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