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When Can I Retire With Less Than 30 Years?
(Posted March 6, 2003)
Question 226: I'm 59, with 19 years of rail service. Can I draw retirement benefits now?
Answer: With less than 30 years, you cannot receive retirement benefits until 62. But if you become disabled before 62, you can apply for a Disability Annuity, which would be paid if you are "permanently disabled for any regular work." Otherwise, you should apply for retirement benefits 3 months before you become 62.
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