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BenefitsLink > Q&A Columns >

Stop, Look & Listen: Railroad Retirement Benefits Q&A

Answers are provided by Robert S. Kaufman

Benefits for Surviving Divorced Widow

(Posted April 15, 2003)

Question 246: My husband and I divorced after more than 20 years of marriage. He had more than 20 years of rail work. He is now deceased. I have not remarried. What Railroad Retirement benefits will I be eligible for?

Answer: If you husband died insured for survivor benefits under Railroad Retirement, you will be eligible for a Surviving Divorced Widow's benefit at 60.

The amount is equal to what Social Security would pay if your former husband's rail work would have been covered by Social Security. If you are eligible for your own Social Security at 62, that amount will be subtracted from your Railroad Retirement benefit.


Important notice:

Answers are provided as general guidance on the subjects covered in the question and are not provided as legal advice to the questioner or to readers. Any legal issues should be reviewed by your legal counsel to apply the law to the particular facts of this and similar situations.

The law in this area changes frequently. Answers are believed to be correct as of the posting dates shown. The completeness or accuracy of a particular answer may be affected by changes in the law (statutes, regulations, rulings, court decisions, etc.) that occur after the date on which a particular Q&A is posted.


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