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BenefitsLink > Q&A Columns >

Stop, Look & Listen: Railroad Retirement Benefits Q&A

Answers are provided by Robert S. Kaufman

Benefits for Spouse of Disabled Worker

(Posted May 27, 2003)

Question 259: My husband is a disabled rail worker. He retired early on disability. Can I receive spouse benefits now?

Answer: You will not be able to receive a spouse's benefit until both of you reach at least 60 (if your husband has at least 30 years of credits) or 62 (if he has less service).

If your husband has 30 years, you can get a full spouse annuity at 60. If he has less than 30 years, you can get a reduced annuity at 62 or wait for a full benefit between 65 & 67, depending upon your birth year.


Important notice:

Answers are provided as general guidance on the subjects covered in the question and are not provided as legal advice to the questioner or to readers. Any legal issues should be reviewed by your legal counsel to apply the law to the particular facts of this and similar situations.

The law in this area changes frequently. Answers are believed to be correct as of the posting dates shown. The completeness or accuracy of a particular answer may be affected by changes in the law (statutes, regulations, rulings, court decisions, etc.) that occur after the date on which a particular Q&A is posted.


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