Subscribe to Free Daily Newsletters
Post a Job

Featured Jobs

DB/CB Plan Administrator

Ingham Retirement Group
(Miami FL / Telecommute)
Experienced 401k Plan Administrator / Consultant

Farmer & Betts, Inc.
(Tacoma WA / Tualatin OR / Littleton CO)
Executive Director

Employers Council on Flexible Compensation (ECFC)
(Washington DC / Telecommute)
MEP Assistant Team Leader

Nova 401(k) Associates
(Houston TX / Dallas TX / Austin TX / Scottsdale AZ / Telecommute)
Employee Benefits (ERISA) Associate Attorney

Stinson LLP
(Kansas City MO / Minneapolis MN)

Free Daily News and Jobs

“BenefitsLink continues to be the most valuable resource we have at the firm.”

-- An attorney subscriber

Get the BenefitsLink app LinkedIn
Twitter
Facebook

BenefitsLink > Q&A Columns >

Stop, Look & Listen: Railroad Retirement Benefits Q&A

Answers are provided by Robert S. Kaufman

Spouse Benefits In Disability Claims

(Posted June 7, 2003)

Question 264: I'm 58 and I receive Railroad Retirement disability benefits because I'm completly disabled. I have 36 years of rail service. My benefits are almost $2,400 a month. Will my wife begin to receive a spouse benefit when I'm 60? How much will she receive?

Answer: You both have to be at least 60 for her to receive a spouse benefit. Because you have more than 30 years of rail credits, her benefit will not be reduced for age.

A spouse receives 50% of an employee's Tier 1 and 45% of the
Tier 2. Because I don't know how the $2,400 benefit is divided between Tier 1 and Tier 2, a good ballpark estimate of her spouse rate would be about $1,100. You can get a better estimate from the RRB district office that serves your area.


Important notice:

Answers are provided as general guidance on the subjects covered in the question and are not provided as legal advice to the questioner or to readers. Any legal issues should be reviewed by your legal counsel to apply the law to the particular facts of this and similar situations.

The law in this area changes frequently. Answers are believed to be correct as of the posting dates shown. The completeness or accuracy of a particular answer may be affected by changes in the law (statutes, regulations, rulings, court decisions, etc.) that occur after the date on which a particular Q&A is posted.


Copyright 1997-2017 Robert S. Kaufman
Related links:

(restricted access)

(restricted access)

© 2019 BenefitsLink.com, Inc.