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Is Disabled Spouse Entitled to Benefits Before 60?
(Posted June 22, 2003)
Question 271: I'm 58 and receive Railroad Retirement due to my disability. I have over 24 years of rail credits. My wife is 57; she receives a disability benefit from Social Security. Because my wife is disabled, can she receive a spouse benefit from Railroad Retirement before 62?
Answer: Neither Railroad Retirement nor Social Security provides early benefits for disabled spouses. Unlike disabled widow(er)s who can qualify as early as 50, disabled spouses must wait until they are qualified based on thier age.
In your case, you wife will be eligible for a reduced spouse's benefit at age 62 because you have fewer than 30 years of railroad service.
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